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Your all-in-one digital wallet for smarter money — built for individuals, merchants, and innovators.
Arif Wallet is more than a digital wallet — it’s a complete financial ecosystem designed to empower Ethiopians to save, spend, send, and scale with confidence. Whether you're an individual managing daily transactions or a merchant running a business, Arif Wallet puts powerful tools right in your pocket.
Built on speed, security, and simplicity, Arif Wallet connects you to Ethiopia’s growing digital economy — instantly, affordably, and seamlessly.
Internal money transfer between users
Request payments from other Arif Wallet users
Generate and scan QR codes for instant payments
Schedule recurring & bulk payments
Real-time transaction analytics and history
Full marketplace with search, chat, and order tracking
Webshop dashboard to manage your online store
Mini-apps ecosystem (e.g. Arif Parking for reservations)
Arif Remit – send foreign currency to wallet users
Arif Merchant App – manage your business on the go
Arif Wallet gives every user the power to become a merchant. With the Webshop Dashboard, you can:
The Arif Merchant App extends these capabilities with mobile-first tools for on-the-go business management — from inventory to customer engagement.
Arif Wallet is more than a financial app — it's a platform. Our Mini-Apps feature allows third-party services to integrate directly into the wallet.
Today, users can reserve parking through Arif Parking — just one example of how we’re building a connected digital life. More apps are coming soon, from transportation to healthcare and beyond.
We believe financial freedom starts with access. Arif Wallet is built to include everyone — from students and freelancers to small vendors and enterprise merchants.
By combining payments, savings, commerce, and innovation in one secure app, we’re creating a future where anyone can participate in the digital economy — no matter where they are.
Download Arif Wallet today and experience the future of finance — all in one app.