Powerful Features for Modern Finance
Everything you need to manage your money, grow your business, and connect with the digital economy
Instant Money Transfer
Send money to any Arif user instantly, or transfer to other wallets like Telebirr, CBE Birr, and M-Pesa.

Transaction Analytics
Track your spending patterns, analyze transaction history, and get insights into your financial habits.

QR Code Payments
Generate QR codes for receiving payments as a merchant, or scan to pay instantly at any Arif merchant.

Scheduled Payments
Set up recurring payments and schedule future transactions. Never miss a bill payment again.

Bulk Payments
Send money to multiple recipients at once. Perfect for businesses paying employees or suppliers.

Multiple Payment Options
Deposit and withdraw money using support different payment methods.

Complete E-commerce Ecosystem
Buy and sell products with integrated payments, chat with sellers, manage orders, and grow your business with powerful analytics.
Advanced Search & Filtering
Find exactly what you need with powerful search and category filters
Chat with Sellers
Communicate directly with sellers to ask questions and negotiate
Order Management
Track your orders from purchase to delivery with real-time updates
Webshop Dashboard
Manage your online store with powerful analytics and inventory tools


Grow Your Business with Arif Wallet
From small vendors to large enterprises, Arif provides the tools you need to manage payments, track sales, and expand your reach.
Webshop Dashboard
Manage your online store with powerful analytics, inventory tools, sales reports, and product management.
QR Code Generation
Generate QR codes for your business to accept payments from customers instantly and securely.
Bulk Payments
Pay multiple employees or suppliers at once with our efficient bulk payment feature.
Arif Merchant App
Dedicated merchant application to manage your business operations and accept various payment methods.
Why Choose Arif for Your Business?
Instant Payments
Receive payments instantly with QR codes and digital wallets.
Secure Transactions
Bank-level security ensures your money and data are protected.
Growing Network
Join our growing network of businesses using modern payment solutions.
Integrated Mini Apps
Access a growing ecosystem of integrated services directly within the Arif app. From parking to remittance, everything you need in one place.
Arif Parking
AvailableReserve parking spaces and pay seamlessly through the app. Find available spots in real-time.
Arif Merchant App
AvailableDedicated merchant application for business owners to manage payments, track sales, and grow their business.
Arif Remit
AvailableSend and receive international money transfers with competitive rates and fast processing.
More Mini Apps Coming Soon
We're constantly expanding our ecosystem with new integrated services. Stay tuned for more exciting mini apps that will make your life easier.
